The Bank of the Basel III, increasing capital requirements

<P> Global banking regulators reached an agreement in Switzerland, will require national banks to increase capital reserves. .This is after the financial crisis the most important reform introduced in one of the measures. .</ P> <P> Sunday, the Basel Committee on Banking Supervision (BaselCommitteeonBankingSupervision) 27 member states of central bankers and officials reached the agreement. .Prior to that, they are on how to improve the ability of banks to withstand financial shocks were debated for months. .</ P> <P> blamed the financial crisis was once the original "New Basel Accord II" (BaselII) defects in the rules. .But bankers warned that if new standards are too stringent or too close to the deadline for implementation, will reduce the loans, slow economic growth and the impact on employment. .</ P> <P> the reform program known as "Basel III" (BaselIII), including the global bank's core tier one capital ratio of the new minimum requirements. .This is a key measure of banking security indicators, the bank equity and retained earnings and assets add up to compare, according to risk adjustment. .The current minimum requirement of 2%. .</ P> <P> Basel Group, announced late Sunday, the details of the agreement will set a new minimum requirement of 4.5% and 2.5% for the first time added an extra buffer, 7% of the total. .Banks in the buffer zone, in the payment of dividends and bonuses to decide will face restrictions. .</ P> <P> Although most of the countries in the preparatory meetings earlier this week clearly unified figure of 7%, but some countries want the minimum requirements can be reduced to 4%, while others hoped to rise to 10%. .</ P> <P> Basel Group also announced that new rules should be in the 2013-2018 year-end period gradually implemented. .United States and Britain hope that in 5 years or 6 years to complete the implementation process, while other countries have been lobbying, hoping to extend the implementation period to 15 years. .</ P> <P> This reform requires not only the banks have more capital, but also the core of a capital gives a more rigorous definition. .</ P>.